The Truth About Texting and Driving

Distracted driving (especially texting and driving) causes more deaths in Canada than impaired driving. It’s why every province and territory has laws against driving while operating a cell phone, with the exception of Nunavut.

Texting and Driving fines range from $80 to $1,200, and some provinces scale them up for subsequent offences. If caught, demerit points will also be added to your licence.

It’s important to practice safe driving for your own sake and that of your fellow drivers. Here’s what you need to know, plus some tips to help keep you in tune with road safety (and good car insurance rates!)

The Ontario Distracted Driving Law as of 2019

Are you prepared for the new distracting driving law in Ontario introduced in 2018? It’s taking effect as of January 1 2019, and it adds serious penalties to those convicted of distracted driving.

Drivers with a full G or M license pulled over for distracted driving can expect:

  1. A $490 fine if everything is settled out of court.
  2. A $1,000 fine if you received a court summons and are convicted.
  3. 3 demerit points added to your record.
  4. A 3-day license suspension for the first conviction.

The second distracted driving conviction will receive:

  1. a $2,000 fine.
  2. a 7-day license suspension.
  3. 6 demerit points added to your record (in addition to the other 3 the first time).

Drivers caught driving distracted three or more times can expect:

  1. $3,000 in fines.
  2. A license suspension for 30 days.
  3. 6 demerit points.

Novice drivers holding a G1, G2, M1, or M2 license can still be convicted of distracted driving, but won’t receive demerit points. Instead, they will receive:

  1. A 30-day license suspension for the first conviction.
  2. A 90-day license suspension for the second conviction.
  3. A complete license cancellation and removal.

The new Ontario driving laws revoke novice driver’s licenses after the third conviction, which means you’ll need to start at the very beginning of the program again to earn your G1 and G2 before trying for the full G license. The same applies to motorcycle drivers with M1 and M2 licenses.

Context for the New Distracted Driving Law in Ontario: 2018-2019

Ontario’s distracted driving law has been updated with more severe penalties for distracted driving because the number of distracted driving charges rose 21% between 2016 and 2017 in key areas, like York.

The changes reflect mobile technology’s impact on our roads. Fines for texting and driving are higher, and license suspensions for multiple convictions have become as long as 30 days on the third time, as well as the legal use of cannabis and how it can affect driving behaviour.

The Hands-Free Driving Law in Ontario

You can still use technology in the car, but the new driving laws in Ontario tighten the restrictions on how this works. You can still use:

  1. Hands-free devices like a Bluetooth headset. Turning it on and off is fine.
  2. Firmly mounted devices that won’t move around in the vehicle.

With that said, it’s still important to note that dialling a number or enteringa password on your phone or tablet still counts as distracted driving, so we cannot stress enough how important it is to adjust the hands-free settings on your devices ahead of time.

Texting and Driving Statistics You Should Know

Here are some sobering texting and driving statistics to put it into perspective:

  1. Checking your phone increases the chance of an accident by eight times.
  2. Over 25% of reported car accidents involve a phone, including hands-free phones, but they’re still under-reported.
  3. Drivers using phones fail to process 50% of their road environments.
  4. Distracted driving causes 4,000,000 car accidents per year in North America.
  5. Distraction accounts for 60% of moderate and sever teen crashes.

Texting and driving in Ontario is serious, and it’s more widespread than most of us think.

Texting and Driving Facts

When it comes to the act of texting while driving, the numbers are staggering. People who text and drive are 23 times more likely to be involved in a car crash or near-miss event over long periods of time. About 26% of all reported crashes involve the use of a phone, which includes hands-free devices.

How about some math? If you stare at your phone for five seconds while driving 90km/h, you’ll have traveled the length of a football field without looking. On top of that, drivers who are distracted by their phone only take in an estimated 50% of the visual information available to them.

Other Distracted Driving Facts

Distractions are deadly. Distracted driving is a contributing factor in about four million automobile collisions in North America each year. That means about 80% of car crashes in total involve some form of inattention. Distractions are also a factor behind 10% of fatal crashes and 18% of crashes that cause injury.

As far as teenage drivers (15-19) go, nearly 60% of moderate-to-severe crashes involving teens were affected by distractions. Sadly, almost half of all people killed in teen distraction-related crashes were teens themselves

The Economics of Texting and Driving

The economic losses due to health care costs and loss of productivity as a result of car crashes exceeds $19 billion each year. Add on the social consequences, which includes direct and indirect costs as well as pain and suffering, and that figure climbs to $25 billion annually.

Avoid Driving Distractions

There are several things you can do to avoid a distracted driving incident either before you drive or while driving.

Before You Drive

  1. Give yourself plenty of time so you’re not worried about being late.
  2. Set your GPS device and review map directions so you’re not doing it while driving.
  3. If you’re driving with children, make sure they have everything they need before heading out.
  4. Secure any loose objects so you’re not handling them while on the road.

While You’re Driving

  1. Don’t text, check email, or use any phone apps.
  2. Let every incoming call go to voicemail; they can all wait.
  3. Don’t apply makeup, style your hair, or check yourself out in the rear-view mirror.
  4. Try not to eat or drink while driving.
  5. Keep both hands on the wheel at all times for more control when you need it.

Thanks to technology, we’ve never been as connected to each other and the outside world as we are today. But one thing you should keep in mind is that safety is paramount. The rest of the world can wait for you to reply to a text or phone call. Just remember all of the information above and make road safety a priority!


Not sure what your driving record looks like for insurance? Get a 3-minute quote with us to find out.

Distracted driving (especially texting and driving) causes more deaths in Canada than impaired driving. It’s why every province and territory has laws against driving while operating a cell phone, with the exception of Nunavut.

Texting and Driving fines range from $80 to $1,200, and some provinces scale them up for subsequent offences. If caught, demerit points will also be added to your licence.

It’s important to practice safe driving for your own sake and that of your fellow drivers. Here’s what you need to know, plus some tips to help keep you in tune with road safety (and good car insurance rates!).

The Ontario Distracted Driving Law as of 2019

Are you prepared for the new distracting driving law in Ontario introduced in 2018? It’s taking effect as of January 1 2019, and it adds serious penalties to those convicted of distracted driving.

Drivers with a full G or M license pulled over for distracted driving can expect:

  1. A $490 fine if everything is settled out of court.
  2. A $1,000 fine if you received a court summons and are convicted.
  3. 3 demerit points added to your record.
  4. A 3-day license suspension for the first conviction.

The second distracted driving conviction will receive:

  1. a $2,000 fine.
  2. a 7-day license suspension.
  3. 6 demerit points added to your record (in addition to the other 3 the first time).

Drivers caught driving distracted three or more times can expect:

  1. $3,000 in fines.
  2. A license suspension for 30 days.
  3. 6 demerit points.

Novice drivers holding a G1, G2, M1, or M2 license can still be convicted of distracted driving, but won’t receive demerit points. Instead, they will receive:

  1. A 30-day license suspension for the first conviction.
  2. A 90-day license suspension for the second conviction.
  3. A complete license cancellation and removal.

The new Ontario driving laws revoke novice driver’s licenses after the third conviction, which means you’ll need to start at the very beginning of the program again to earn your G1 and G2 before trying for the full G license. The same applies to motorcycle drivers with M1 and M2 licenses.

Context for the New Distracted Driving Law in Ontario: 2018-2019

Ontario’s distracted driving law has been updated with more severe penalties for distracted driving because the number of distracted driving charges rose 21% between 2016 and 2017 in key areas, like York.

The changes reflect mobile technology’s impact on our roads. Fines for texting and driving are higher, and license suspensions for multiple convictions have become as long as 30 days on the third time, as well as the legal use of cannabis and how it can affect driving behaviour.

The Hands-Free Driving Law in Ontario

You can still use technology in the car, but the new driving laws in Ontario tighten the restrictions on how this works. You can still use:

  1. Hands-free devices like a Bluetooth headset. Turning it on and off is fine.
  2. Firmly mounted devices that won’t move around in the vehicle.

With that said, it’s still important to note that dialling a number or enteringa password on your phone or tablet still counts as distracted driving, so we cannot stress enough how important it is to adjust the hands-free settings on your devices ahead of time.

Texting and Driving Statistics You Should Know

Here are some sobering texting and driving statistics to put it into perspective:

  1. Checking your phone increases the chance of an accident by eight times.
  2. Over 25% of reported car accidents involve a phone, including hands-free phones, but they’re still under-reported.
  3. Drivers using phones fail to process 50% of their road environments.
  4. Distracted driving causes 4,000,000 car accidents per year in North America.
  5. Distraction accounts for 60% of moderate and sever teen crashes.

Texting and driving in Ontario is serious, and it’s more widespread than most of us think.

Texting and Driving Facts

When it comes to the act of texting while driving, the numbers are staggering. People who text and drive are 23 times more likely to be involved in a car crash or near-miss event over long periods of time. About 26% of all reported crashes involve the use of a phone, which includes hands-free devices.

How about some math? If you stare at your phone for five seconds while driving 90km/h, you’ll have traveled the length of a football field without looking. On top of that, drivers who are distracted by their phone only take in an estimated 50% of the visual information available to them.

Other Distracted Driving Facts

Distractions are deadly. Distracted driving is a contributing factor in about four million automobile collisions in North America each year. That means about 80% of car crashes in total involve some form of inattention. Distractions are also a factor behind 10% of fatal crashes and 18% of crashes that cause injury.

As far as teenage drivers (15-19) go, nearly 60% of moderate-to-severe crashes involving teens were affected by distractions. Sadly, almost half of all people killed in teen distraction-related crashes were teens themselves

The Economics of Texting and Driving

The economic losses due to health care costs and loss of productivity as a result of car crashes exceeds $19 billion each year. Add on the social consequences, which includes direct and indirect costs as well as pain and suffering, and that figure climbs to $25 billion annually.

Avoid Driving Distractions

There are several things you can do to avoid a distracted driving incident either before you drive or while driving.

Before You Drive

  1. Give yourself plenty of time so you’re not worried about being late.
  2. Set your GPS device and review map directions so you’re not doing it while driving.
  3. If you’re driving with children, make sure they have everything they need before heading out.
  4. Secure any loose objects so you’re not handling them while on the road.

While You’re Driving

  1. Don’t text, check email, or use any phone apps.
  2. Let every incoming call go to voicemail; they can all wait.
  3. Don’t apply makeup, style your hair, or check yourself out in the rear-view mirror.
  4. Try not to eat or drink while driving.
  5. Keep both hands on the wheel at all times for more control when you need it.

Thanks to technology, we’ve never been as connected to each other and the outside world as we are today. But one thing you should keep in mind is that safety is paramount. The rest of the world can wait for you to reply to a text or phone call. Just remember all of the information above and make road safety a priority!


Not sure what your driving record looks like for insurance? Get a 3-minute quote with us to find out.

Seriously, what else can you do in 3 minutes?

Boil half an egg?

You might like these posts, too.

How to Prevent and Deal With a Tire Blowout

How to Prevent and Deal With a Tire Blowout

Imagine this beautiful scene: You're sitting back comfortably in your car, at the wheel. You are cruising down the highway, the gentle breeze caressing your face through the half-open window. You can see the sun dipping below the horizon in a vibrant explosion of...

read more
How Much Does a Fender Bender Cost to Fix?

How Much Does a Fender Bender Cost to Fix?

Accidents happen every day, but most of them are fender-benders: minor accidents involving two vehicles that often end up being small or negligible. Many choose to reach a private settlement rather than report them. However, the occasional fender-bender can be costly...

read more
Why Your Car Needs That Winter Tire Change

Why Your Car Needs That Winter Tire Change

With autumn on full display with colours of yellow and orange, the decision to install winter tires should be black and white. Making your tires winter-proof is essential to ensuring you drive safely through the year’s coldest period. Here’s why you need to make that...

read more

How are we doing?

How are we doing?